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BEYOND THE NUMBERS

An online journal of our latest views and no-nonsense financial education.

September 4, 2018

More and more Americans are finding that after a planned and well-earned retirement, they still have a desire to work. Nearly 55% of people ages 60 to 64 were w...

July 30, 2018

A decision many homeowners face is whether to pay-off their home mortgage early by making additional principal payments, or, instead, to invest this surplus cas...

June 7, 2018

64% of today's workers [1], according to a recent survey by the Employee Benefit Research Institute (EBRI), feel very or somewhat confident in having enough mon...

September 27, 2016

If you're eligible for an early-retirement package from your employer, you should determine whether post-retirement medical coverage is included. These packages...

September 20, 2016

In retirement, how much can you safely withdraw from your investments?  

When it comes to retirement, the amount you spend is often more important than how you i...

September 6, 2016

Welcome to the Age of Longevity!

When our nation was founded, a citizen could expect to live to the ripe old age of 35.   Now, most of us expect to live that lon...

August 31, 2016

If you're planning for retirement, don’t forget the cost of healthcare. As you age, the portion of your budget consumed by health-related costs is likely to ris...

July 20, 2016

People often struggle with the choice of either reducing their current debt or increasing their push to save for retirement. Deciding whether to pay off student...

July 12, 2016

You probably understand the basic financial concepts of budgeting, saving, and planning for retirement.  But this doesn't necessarily mean you are in full contr...

June 23, 2016

Many leading financial institutions offer free web-based calculators that attempt to gauge your retirement readiness based on current savings and future income...

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September 13, 2016

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